Wednesday, December 30, 2015

Thinking about Selling Your Home? Here are Some Must Do's To Prepare Yourself to Sell!

 Thinking about Selling Your Home?

 Contact Your Top Friendly Real Estate Agent HER Realtors Michelle Morris


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Prepping and Staging a house. Every seller wants her home to sell fast and bring top dollar. Does that sound good to you? Well, it's not luck that makes that happen. It's careful planning and knowing how to professionally spruce up your home that will send Home Buyers scurrying for their checkbooks. Here is how to prep a house and turn it into an irresistible and marketable home.

  Difficulty: Average
Time Required: Seven to 10 Days
Here's How:
  1. 1. Disassociate Yourself With Your Home.
    • Say to yourself, "This is not my home; it is a house -- a product to be sold much like a box of cereal on the grocery store shelf.
    • Make the mental decision to "let go" of your emotions and focus on the fact that soon this house will no longer be yours.
    • Picture yourself handing over the keys and envelopes containing appliance warranties to the new owners!
    • Say goodbye to every room.
    • Don't look backwards -- look toward the future.
  1. 2.De-Personalize.
    Pack up those personal photographs and family heirlooms. Buyers can't see past personal artifacts, and you don't want them to be distracted. You want buyers to imagine their own photos on the walls, and they can't do that if yours are there! You don't want to make any buyer ask, "I wonder what kind of people live in this home?" You want buyers to say, "I can see myself living here."
  2.  3.De-Clutter!
    People collect an amazing quantity of junk. Consider this: if you haven't used it in over a year, you probably don't need it.
    • If you don't need it, why not donate it or throw it away?
    • Remove all books from bookcases.
    • Pack up those knickknacks.
    • Clean off everything on kitchen counters.
    • Put essential items used daily in a small box that can be stored in a closet when not in use.
    • Think of this process as a head-start on the packing you will eventually need to do 
    • anyway.
  3. 4. Rearrange Bedroom Closets and Kitchen Cabinets. 
    Buyers love to snoop and will open closet and cabinet doors. Think of the message it sends if items fall out! Now imagine what a buyer believes about you if she sees everything organized. It says you probably take good care of the rest of the house as well. This means:
    • Alphabetize spice jars.
    • Neatly stack dishes.
    • Turn coffee cup handles facing the same way.
    • Hang shirts together, buttoned and facing the same direction.
    • Line up shoes.
    • 5. Rent a Storage Unit. 
      Almost every home shows better with less furniture. Remove pieces of furniture that block or hamper paths and walkways and put them in storage. Since your bookcases are now empty, store them. Remove extra leaves from your dining room table to make the room appear larger. Leave just enough furniture in each room to showcase the room's purpose and plenty of room to move around. You don't want buyers scratching their heads and saying, "What is this room used for?"
  4. 6.Remove/Replace Favorite Items.
    If you want to take window coverings, built-in appliances or fixtures with you, remove them now. If the chandelier in the dining room once belonged to your great grandmother, take it down. If a buyer never sees it, she won't want it. Once you tell a buyer she can't have an item, she will covet it, and it could blow your deal. Pack those items and replace them, if necessary.
  5. 7.Make Minor Repairs
    • Replace cracked floor or counter tiles.
    • Patch holes in walls.
    • Fix leaky faucets.
    • Fix doors that don't close properly and kitchen drawers that jam.
    • Consider painting your walls neutral colors, especially if you have grown accustomed to purple or pink walls.
      (Don't give buyers any reason to remember your home as "the house with the orange bathroom.")
    • Replace burned-out light bulbs.
    • If you've considered replacing a worn bedspread, do so now!
  6. 8.Make the House Sparkle!
    • Wash windows inside and out.
    • Rent a pressure washer and spray down sidewalks and exterior.
    • Clean out cobwebs.
    • Re-caulk tubs, showers and sinks.
    • Polish chrome faucets and mirrors.
    • Clean out the refrigerator.
    • Vacuum daily.
    • Wax floors.
    • Dust furniture, ceiling fan blades and light fixtures.
    • Bleach dingy grout.
    • Replace worn rugs.
    • Hang up fresh towels.
    • Bathroom towels look great fastened with ribbon and bows.
    • Clean and air out any musty smelling areas. Odors are a no-no
    • 9. Scrutinize. 
      • Go outside and open your front door. Stand there. Do you want to go inside? Does the house welcome you?
      • Linger in the doorway of every single room and imagine how your house will look to a buyer.
      • Examine carefully how furniture is arranged and move pieces around until it makes sense.
      • Make sure window coverings hang level.
      • Tune in to the room's statement and its emotional pull. Does it have impact and pizzazz?
      • Does it look like nobody lives in this house? You're almost finished.

      • 10.Check Curb Appeal.
        If a buyer won't get out of her agent's car because she doesn't like the exterior of your home, you'll never get her inside.
        • Keep the sidewalks cleared.
        • Mow the lawn.
        • Paint faded window trim.
        • Plant yellow flowers or group flower pots together. Yellow evokes a buying emotion. Marigolds are inexpensive.
        • Trim your bushes.
        • Make sure visitors can clearly read your house number.
      • Most Important: 
      • Contact Your Top 1%  Friendly Real Estate Agent that has a unbeatable Track Record, 100% Customer Satisfaction Rating, 15 Years Experience, Top Negotiation Skills and Knows the Market. Add a Stellar Marketing Plan!
      • HER Realtors Michelle Morris Team
      • 614-467-8048
      • Join us on Facebook Click HERE
      • Want to know Your Home's Value? Click HERE
      • Email: MichelleMorrishomes@Gmail.com

    10 Questions To Expect From Your Lender




              10 Questions to Expect From Your Lender

    Thinking about Buying A Home? Click Here
     Thinking about Selling a Home? Click Here
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    When completing your loan application it may be intimidating and almost feel like an interview. Come prepared by knowing the answers to these ten questions that your lender will ask you.
    • Where’s your proof of income?
    • Be prepared by showing proof of two years’ worth of income at the ready. Have pay stubs, copies of checks, paid independent contractor invoices, and other documents that verify your employment. Be sure to disclose any other sources of income, such as alimony or child support.
    • What are your assets?
    • Your mortgage lender wants to know about any cash reserves that you have. A balanced investment portfolio shows your investment planning and goals are not entirely focused on home value appreciation. They also want to see that you can be tapped in an emergency in case you need money for your mortgage payment.
    • What are your outstanding debts?
    The more debt you have the less likely you are to receive a mortgage; more debt also means a higher interest rate on the money you borrow. The debt-to-income ratio on mortgages is 43%. The debt-to-income ratio measures how much of your gross (before taxes) income is used to pay housing costs, including principal, interest, taxes, insurance, mortgage insurance (if applicable), and homeowners association fees (if applicable). Other sources of debt, such as credit cards, student loans, and car loans will affect your debt-to-income ratio.
    • What’s your credit score?
    You should already know your credit score because you have recently pulled your credit report and reviewed it. Before meeting with your lender, we suggest that you get your credit score in the best shape possible. You can do this by paying off any debt or disputing discrepancies.
    • Now that you are about to close, how’s your credit again?

    Your lender will check to ensure that you have not impaired your credit score or you debt-to-income ratio. Your credit score will be pulled, yet again, to make sure you have not opened a new credit card or added new debt. From the moment your credit score is pulled for the first time, do not take on anymore debt.
    • How much do you have for a down payment?
    The larger the down payment, the more likely you will convince your lender you take owning a home seriously and will not walk away if things get tough. Your down payment will determine if you qualify for a mortgage, how much your lender will give you, and what interest rate you will receive.

    • How will you use this property?
    A lawsuit involving a financial judgment could affect your financial position. If you are in a similar case, you will have to prove why the judgment will not harm you financially.

    • What are the details of your divorce?

    If you are recently divorced, expect your lender to ask questions about it. The lender does not need the details about what led to the divorce, just how it affected you financially.

    • What is your ethnic background?
    his question isn’t discriminatory; this is in place for federal oversight, so the the government can crack down on discriminatory lenders.

    For More Information Click Here

    HER Realtors Michelle Morris Team 
    614-467-8048
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    Pickerington Homes For Sale

    Search all active listings in Pickerington Click HERE

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    Click HERE


    Thinking about Selling Your Pickerington Ohio Home?
    Click HERE Sell My Pickerington Ohio Home



    Looking for a Home in Dublin Ohio?
    Click Here
    Contact your Local Friendly Real Estate Team! 614-467-8048


    Contact Your Top, Friendly Real Estate Team!
    Top 1% Dublin Ohio Real Estate Agents! 
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    Powell Ohio Homes For Sale

     Looking for a Home in Powell Ohio?
    Click HERE
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    Your Top Powell Ohio REALTOR


    Call HER Realtors Michelle Morris Team Your Top Friendly Real Estate Team!
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    Thinking about Selling Your Powell Home? and want to Have a Top Real Estate Agent with Unbeatable Marketing, knowledge and Will Get your Home Sold For the Most Money?
    Contact HER Realtors Michelle Morris Team





    Top Selling Agents in Powell Ohio

    Ranked Top 1% In Central Ohio

    Relocating To Powell Ohio

    How To Simplify Cleaning Your Home!

                         
    HER Realtors Michelle Morris Team! 614-467-8048
                                                               
    There is never one right way to do something or home that is perfect for everyone. It is      important to embrace the  idea that a clean, tidy house is one that makes you feel relaxed   at home. That is why we have created a simple guide to make home cleaning easier. This guide will make household chores feel less of a burden and hopefully will make cleaning Easier. 
    Everyday:
    • wipe down the countertops
    • wipe down kitchen sink
    • sweep the floors
    • take out the trash 
    • Once a Week:
      • wipe down the appliances
      • scrub toilets, sinks, and showers
      • clean the mirrors
      • dust furniture and shelving
      • change bed linens
      • do the laundry
      • vacuum carpets and rugs
      • mop the floors 
      • Once a Season:
        • check pantry for expired items
        • clean throw pillows and blankets
        • sort through closets
        • check fridge for expired items
        • wash comforters and duvets
        • wash the windows
        • For more information on house Cleaning Click HERE

    How to Stay Organized and Focused While House Hunting

    While House Hunting,it is key that you keep track of the homes you have seen. After walking through a dozen homes, the features of each home begin to blur together. It is important to remember the amenities of each of the homes in order to determine which home would suit your needs best. Here are some of our helpful tips to staying organized and focused:
    Set Priorities:
    Make a list of all the things you need and all the things you like in a home; be sure to list the items in order of importance. For example, having a finished basement may be more important than having a Jacuzzi tub in the master bathroom. Be sure you list includes the following:
    • Maximum price
    • Overall square footage
    • Number of bedrooms
    • Number of bathrooms
    • Size of yard
    • Style of home (condo, single-family home)
    Factor in Travel Time
    Create a list of places you visit regularly in order of importance. For example, your work commute will likely be more critical than your favorite restaurant you visit twice a week. When buying a home, you are making a commitment to any travel arrangement permanently, therefore make sure the distance is doable for your family.
    Take Notes
    Once your lists are finalized, create a checklist that you bring  to each home. You will want to take notes that correspond with any of photos you take of the home. This will make it simple to compare all the homes that you are looking at while house hunting.
    Start Touring
    You are now ready to begin visiting homes. Walk through each of the homes and record the items on your list, as well as your emotional response. Take pictures of any special features you would like to remember. Don’t dwell on items that are easy fixes, such as paint color. If you walk into a home and instantly dislike it, it is best to trust your gut reaction; do not force yourself to into liking a home because it looks good on paper. However, if you walk through the front door and instantly feel at home, note that.

    Review Your Notes
    After visiting several homes, review your notes. Compare the homes by seeing if they offer features that are necessary for your family. Finding and buying the right home for your family can be a long process, but by following the previous steps making your final decision should come easily.
    For more information on house hunting click Here


    When is The Right Time To Sell Your Home?

    The decision to Sell Your Home should be based on a variety of factors that are both emotional and financial. While you should definitely pay attention to market conditions, you should always keep in mind that the choice to buy or sell a home is completely individual.

    Reasons to Sell!
    Home Owners have variety of reasons to sell their homes. Some of these reasons include an expanding family that needs more space or a shrinking family that needs to downsize. In other reasons, your reason to sell could be purely financial; whether you’ve been recently divorced or your income has increased and want to live in a different neighborhood.
    Deciding When to Put Your Home on the Market:
    Once you have decided to Sell Your Home,You need to gather some information in order to determine when to put it on the market. First, find out your loan payoff amount so you have an accurate idea of what your sales proceeds will be after you’ve paid off all home loans and paid your closing costs. Next, find out the recent sales price of comparable homes in your community. You will need to meet with HER Realtors Michelle Morris  
    # 614-467-8048 and consult about current market conditions to estimate a listing price.
    Many sellers tend to put their home on the market in the spring because that is when they think the most buyers will be looking. If your home attracts families and is in a sought-after school district, you are just as likely to get offers in the winter as in the spring.
    Prepare Your Home For Sale
    You will need time to make repairs and improvements, to deep-clean your home, and clear away most of your possessions. It’s extremely important to recognize that today’s buyers have high expectations of your home’s condition, so don’t expect to be able to work on your home after it’s listed. Be sure to check some of our past post on how to get your home ready to sell.
    For more information on selling your home, click HERE

    HER Realtors Michelle Morris Team
    Your Top Central Ohio Real Estate Team!
    Join us on Facebook! Click HERE






    Upcoming Community Events – January 2016

    You said goodbye to 2015, now say hello to the New Year with as much fun and entertainment as you can. Whether you’re looking for something to do with a group of friends, or events to bring the whole family along, there are always things to do in Central Ohio. Here are a few events going on near you this month.
    Columbus Blue Jackets Vs. Washington Capitals
    When: Saturday January 2nd [7PM]
    Where: Nationwide Arena [200 West Nationwide Blvd, Columbus, OH 43215]
    Admission: $10-$250
    What: Come cheer on the Columbus Blue Jackets as they take on the Washington Capitals at Nationwide Arena!
    For more information click here!
    Winter Jam 2016
    When: Saturday, January 9th [7PM]
    Where: The Schottenstein Center [555 Borror Drive, Columbus, OH 43210]
    Admission: $10
    What: Continuing an unprecedented reign as one of the world’s largest tours and Christian music’s biggest annual tour, the Winter Jam Tour Spectacular has announced its highly-anticipated 2016 line-up. Co-headlining next year’s 48-city Winter Jam Tour Spectacular are two fan favorites: GRAMMY Award-winning duo for KING & COUNTRY and GRAMMY nominated singer/songwriter Matthew West. The tour will also feature Crowder, RED, Sidewalk Prophets, NewSong, KB and Tedashii, Lauren Daigle and evangelist Tony Nolan, while the Pre-Jam Party is slated to showcase Stars Go Dim and We Are Messengers. Soaring melodies, driving rhythms, theatrical instrumentation and personal themes are the heartbeat of two-time GRAMMY Award winners for KING & COUNTRY.
    2016 Wedding Showcase
    When: Friday, January 15th [6-9PM]
    Where: Franklin Park Conservatory and Botanical Gardens [1777 East Broad Street, Columbus, OH]
    Admission: $18-$22
    What: Enjoy an elegant evening at central Ohio’s premier wedding venue. Meet select vendors representing the best of the wedding industry and view the Conservatory’s unique spaces, including a new venue! Indulge in exquisite cuisine, wine and a bubbly bar, enjoy live entertainment and designer fashions, and enter to win fabulous prizes.
    Broadway in Columbus: The Sound of Music
    When: Tuesday, January 26th – 31st
    Where: Ohio Theatre [39 E State St, Columbus, OH 43215]
    What: The hills are alive! A brand new production of The Sound of Music, directed by Jack O’Brien, is coming to you. The spirited, romantic and beloved musical story of Maria and the Von Trapp Family will once again thrill audiences with its Tony, Grammy and Academy Award-winning Best Score, including “My Favorite Things,” “Do-Re-Mi,” “Climb Ev?ry Mountain,” “Edelweiss” and the title song.
    For more information click here!
    Comfort Food Cruise
    When: January 23rd – February 7th [Saturday-Sunday 8AM-4PM]
    Where: Hocking Hills [13178 State Route 664 S, Logan, OH 43138]
    Admission: $15
    What: Cruise through the Hocking Hills while enjoying classic comfort foods at ten different restaurants. Indulge in homemade biscuits and gravy, mac and cheese, pizza, warm berry cobbler, chicken, breakfast burritos with homemade sausage, spaghetti, steak sliders, meatloaf and ice cream.
    For more information click here!
    Columbus Coffee Tour
    When: January 1st – February 20th [Saturday 9:30AM-1PM]
    Where: Columbus Aquatic Center [1160 Hunter Avenue, Columbus, OH 43201]
    What: You will visit three of the premier coffee venues in Columbus. You will start with a visit to Cafe Brioso downtown where we will discuss espresso drinks and the art of the barista. The second stop will to be Stauf’s roastery to learn about sourcing and roasting coffee. The final stop will be at Luck Bros in Grandview to hear from Andy Luck about how to improve your coffee making at home. As well as plenty of samples of coffee we’ll also be having some snacks along the way. This is a great opportunity to learn more about the art of coffee making and there will be plenty of opportunity to ask questions. Tickets must be purchased in advance.
    For more information click here!
    Columbus Blue Jackets’ Winter Park
    When: January 22nd – February 21st
    Where: McFerson Commons [218 West Street, Columbus, OH 43215]
    What: An NHL-sized ice rink returns to McFerson Commons Jan. 22 through Feb. 21. At Winter Park, enjoy ice skating for $5, hockey games and more. A heated tent serves food and beverages and houses entertainment, including a replica Blue Jackets locker room. Blue Jackets games will also play on a video board.
    For more information click here!
    Downtown Columbus Brewery Tour
    When: January 1st – March 26th [Saturday 11AM-3PM]
    Where: Columbus Brewing Company Restaurant [525 Short Street, Columbus, OH 43215]
    Admission: $55
    What: The microbrew scene is exploding in Columbus! Learn more about how beer is made, taste the different styles produced and served at each destination and discover more about the history of each brewery. You’ll hear the stories behind each business and have a chance to meet a wide range of owners, brewers and craft beer experts. This tour is designed to be a fun, educational and delicious introduction to Columbus’ growing local beer scene.
    For more information click here!
    For more information click here!
    Columbus Coffee Tour
    When: January 1st – February 20th [Saturday 9:30AM-1PM]
    Where: Columbus Aquatic Center [1160 Hunter Avenue, Columbus, OH 43201]
    What: You will visit three of the premier coffee venues in Columbus. You will start with a visit to Cafe Brioso downtown where we will discuss espresso drinks and the art of the barista. The second stop will to be Stauf’s roastery to learn about sourcing and roasting coffee. The final stop will be at Luck Bros in Grandview to hear from Andy Luck about how to improve your coffee making at home. As well as plenty of samples of coffee we’ll also be having some snacks along the way. This is a great opportunity to learn more about the art of coffee making and there will be plenty of opportunity to ask questions. Tickets must be purchased in advance.
    For more information click here!
    Columbus Blue Jackets’ Winter Park
    When: January 22nd – February 21st
    Where: McFerson Commons [218 West Street, Columbus, OH 43215]
    What: An NHL-sized ice rink returns to McFerson Commons Jan. 22 through Feb. 21. At Winter Park, enjoy ice skating for $5, hockey games and more. A heated tent serves food and beverages and houses entertainment, including a replica Blue Jackets locker room. Blue Jackets games will also play on a video board.
    For more information click here!
    Downtown Columbus Brewery Tour
    When: January 1st – March 26th [Saturday 11AM-3PM]
    Where: Columbus Brewing Company Restaurant [525 Short Street, Columbus, OH 43215]
    Admission: $55
    What: The microbrew scene is exploding in Columbus! Learn more about how beer is made, taste the different styles produced and served at each destination and discover more about the history of each brewery. You’ll hear the stories behind each business and have a chance to meet a wide range of owners, brewers and craft beer experts. This tour is designed to be a fun, educational and delicious introduction to Columbus’ growing local beer scene.
    For more information click here!

    Thinking about Buying or Selling a Home in 2016?
    Call Your Friendly Top 1% Real Estate Team in Central Ohio! 
    Sellers Click Below
    Buyers Click Below To start Your Home Search! 

    Learn Why Michelle Morris Team Sells More Central Ohio Homes

    During your complimentary Listing Presentation, I will come to your home or office to explain the exclusive Michelle Morris Team method for listing and selling your home. You’ll learn why HER Realtors Michelle Morris Team is in the Top 1% in Central Ohio. 

    Learn How We Will Market and Sell Your Central Ohio Home:

    It's all about the Marketing! 
     We do not Take photos of your home. We leave that to the professionals! We offer A photo shoot that is performed by a top Photographer. Let's Face it..Most people start their search online and if your home does not have good photos it will effect all aspects of getting your home sold. 


    Online presence..Yes this is another huge one! We will  market your home on every website imaginable and your Home will be a "Featured" Listing on Realtor.com, Trulia.com, Zillow.com, Homes.com, Google, Yahoo, Bing, Facebook, Twitter, Tumbler, Instagram and about 400 more sites... 


    A unbeatable Negotiating Team: Let's face it..My job is to market your home and sell it! That is what I do..And add in I get more $ than my competition gets for their clients..  Average days on market are less than 2 weeks! 



    So if you are looking for a Friendly Real Estate agent with knowledge, and have mad negotiating skills.. Call HER Realtors Michelle Morris Team!


    614-467-8048
    Your Top Central Ohio Agent! 
    HER Realtors Michelle Morris Team








    Top 10 List of New Years Resolutions For Your Home!


    Top 10 Things to do to your home in 2016!











    Thinking about Buying  Or Selling  a Home in 2016?
    Contact your Friendly, Top Real Estate Team
    HER Realtors Michelle Morris Team
    614-467-8048
    Want to Find out your homes value? Click on Link Below!
    Whats My Home Worth?


    Want to Purchase A Home in 2016?
    Click on Link Below
    Ready to Start home Shopping


    Monday, December 28, 2015

    Don’t Let Rising Rents Trap You!

    Contact Your Central Ohio Real Estate Team! HER Realtors Michelle Morris Team!
     614-467-8048 

    There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage.

    Don’t Become Trapped

    Jonathan Smoke, Chief Economist at realtor.com recently reported on what he calls a “Rental Affordability Crisis”. He warns that,
    “Low rental vacancies and a lack of new rental construction are pushing up rents, and we expect that they’ll outpace home price appreciation in the year ahead.”
    The Joint Center for Housing Studies at Harvard University recently released their2015 Report on Rental Housing, in which they reported that 49% of rental households are cost-burdened, meaning they spend more than 30% of their income on housing. These households struggle to save for a rainy day and pay other bills, such as food and healthcare.

    It’s Cheaper to Buy Than Rent

    In Smoke’s article, he went on to say,
    “Housing is central to the health and well-being of our country and our local communities. In addition, this (rental affordability) crisis threatens the future value of owned housing, as the burdensome level of rents will trap more aspiring owners into a vicious financial cycle in which they cannot save and build a solid credit record to eventually buy a home.”
     “While more than 85% of markets have burdensome rents today, it’s perplexing that in more than 75% of the counties across the country, it is actually cheaper to buy than rent a home. So why aren’t those unhappy renters choosing to buy?”

    Know Your Options

    Perhaps, you have already saved enough to buy your first home. HousingWire reported that analysts at Nomura believe:
    “It’s not that Millennials and other potential homebuyers aren’t qualified in terms of their credit scores or in how much they have saved for their down payment.
    It’s that they think they’re not qualified or they think that they don’t have a big enough down payment.” (emphasis added)
    Many first-time homebuyers who believe that they need a large down payment may be holding themselves back from their dream home. As we reported last week, in many areas of the country, a first-time home buyer can save for a 3% down payment in less than two years. You may have already saved enough!

    Bottom Line

    Don’t get caught in the trap so many renters are currently in. If you are ready and willing to buy a home, find out if you are able. Have a professional help you determine if you are eligible to get a mortgage.
    Contact HER Realtors Michelle Morris 614-467-8048
    Email:MichelleMorrisHomes@Gmail.com
    Visit Our Website to view All homes listed for Sale! 
    http://www.mycentralohiohome.com/contact/
    Join us on Facebook 
    https://www.facebook.com/HerRealtorsMichelleMorrisTeam/